Sidney Mickell, Attorney at Law | Bankruptcy Attorney in Los Angeles

Eligibility: Not everyone is eligible for Chapter 7 bankruptcy, as there are income limits and other requirements that must be met. Chapter 13 bankruptcy is available to those with a steady income.
Asset liquidation: In Chapter 7 bankruptcy, the trustee will sell the debtor's non-exempt assets to repay creditors. In Chapter 13 bankruptcy, the debtor keeps their assets and repays debts over time.
Debt discharge: Chapter 7 bankruptcy discharges most unsecured debts, while Chapter 13 bankruptcy discharges remaining unsecured debts at the end of the repayment period.
Time frame: Chapter 7 bankruptcy typically takes four to six months to complete, while Chapter 13 bankruptcy can take three to five years.

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